- Assist in monitoring and managing the institution's balance sheet, focusing on liquidity and funding positions.
- Contribute to the development and management of ALM strategies mitigating risks related to interest rate movements, liquidity shortages, and market fluctuations.
- Assist in preparing reports that track the Group’s assets, liabilities, and liquidity positions.
- Monitor and report daily liquidity positions to ensure sufficient cash flow for operational needs and debt obligations.
- Track the Group's working capital and assist in preparing cash flow projections.
- Support analysis of interest rate risk and development of hedging strategies against potential rate changes.
- Conduct gap analysis to evaluate maturity mismatches between assets and liabilities.
- Prepare ALM reports including liquidity, interest rate sensitivity, and gap analysis reports.
- Provide timely and accurate ALM data to support senior management and ALCO decision-making.
- Ensure compliance with regulatory requirements related to liquidity and asset-liability management.
- Assist in preparing and submitting regulatory reports to governing bodies.
- Assist with debt management activities, including managing loan facilities and ensuring timely repayments.
- Track and monitor placements, bonds, and other treasury-related investments.
- Support scenario analysis and stress testing exercises to assess the impact of market changes on liquidity and balance sheet strength.
- Perform additional tasks as assigned by the Treasurer to support ALM and treasury operations.
- Financial and Analytical Skills (liquidity, interest rate risk, cash flow management)
- Risk Management (market and interest rate risk understanding and mitigation strategies).
- Technical Proficiency (use of financial software, strong Microsoft Excel and modeling skills).
- Attention to Detail (precision in financial data analysis and reporting).
- Communication Skills (ability to convey financial information effectively to stakeholders).
- Bachelor’s degree in Accounting, Finance, Economics, or a related field.
- Treasury certification (e.g., ACI) or ALM-related accreditation is a plus.
- Minimum of 2–3 years’ experience in treasury, asset and liability management, or a related financial role.
- Familiarity with liquidity risk management, interest rate risk management, and ALM strategies.